If you’re active and fit, it’s hard to imagine you may need help to bathe. Even to dress, take medications, go for groceries or even use the bathroom.
What is the best age to buy long term care insurance? Everybody wants to know…
Due to long-term care insurance you can pay for the personal care and daily living assistance you may need down the road, as well as for care of a chronic medical condition or disability. It pays for care provided at home, in the community (such as an adult day-health-care program), and at assisted living and nursing facilities.
You should plan long-term care if you are 40 or nearly 50 years old.
The amount you pay for long-term care insurance depends on many factors. Age is a big one. The younger you are when you buy a policy, the less expensive the premium. With every year the cost increases.
Why get long term insurance? Do I really need it? Anybody can ask…
Nobody knows if they will need long-term insurance, in the same way you don’t know if you will need home insurance for theft or fire. However, statistics show that with our aging population, every one of the few people will need some kind of long-term care. So the question is rather whether you can afford your long-term care if the situation arises. Are you taking risks?
What is long term insurance?
Long Term Care Insurance (LTC Insurance) provides you with income if you become dependent on someone or need help with basic life tasks and needs related to Illness.
Long-term care needs may be due to a chronic illness, long-term physical illness, degenerative disease, or other health condition that requires you to receive home care or help with Live or Long Term Care.
So, Grace Home Care Agency provides the best service in Westminster CО.
Contact our professional caregivers to solve all your problems!